Childcare centre with children playing safely outdoors

Public liability cover for childcare centres

Protect your centre against third-party claims and unexpected costs with tailored coverage designed for childcare providers.

What's covered

Protection that covers what matters most

Public liability insurance protects your centre from third-party claims, legal costs, and financial losses from accidents or injuries.

Accidental injury claims coverage

Accidental injury claims

Coverage for medical expenses and compensation when a visitor or child is injured on your premises.

Property damage liability coverage

Property damage liability

Protection if your centre accidentally damages a visitor's property or third-party property during operations.

Legal defence costs coverage

Legal defence costs

We cover legal fees and court costs if a claim is made against your centre, ensuring you're protected financially.

Child-related incidents coverage

Child-related incidents

Specific coverage for incidents involving children in your care, with limits tailored to childcare operations.

Visitor liability protection coverage

Visitor liability protection

Coverage for claims from parents, contractors, visitors, and volunteers who suffer injury at your centre.

Compliance with regulations coverage

Compliance with regulations

Our policies align with NSW childcare regulations and National Quality Standards requirements for licensed centres.

What it covers

Public liability protects your centre from third-party claims

Public liability insurance covers injuries, property damage, and legal costs when someone is hurt or their belongings are damaged at your centre. Childcare Insurance ensures your policy is tailored to your specific operational risks, keeping your centre, staff, and finances protected.

Real feedback

Childcare centres protecting their operations

See how centres across Australia use public liability insurance from Childcare Insurance to secure their business and comply with regulations.

Public liability cover gave us peace of mind when a child's parent raised a concern. The claim was handled smoothly without disrupting our operations.

Rebecca Mitchell, Director

Rebecca Mitchell

Director, Early Learning Centre Sydney

We didn't realise how exposed we were until Childcare Insurance explained our actual liability risks. Now we're properly covered and our parents know we take safety seriously.

James Cooke, Owner

James Cooke

Owner, Family Day Care Network

Childcare Insurance simplified everything. They explained what we needed in plain English and got us set up quickly. No confusion, just solid protection.

Lisa Wong, Manager

Lisa Wong

Manager, Childcare Centre Melbourne

A child had a minor accident during outdoor play and a parent threatened legal action. Our public liability cover handled the legal costs immediately.

Michelle Torres, Operator

Michelle Torres

Operator, Outside School Hours Care

We work with multiple educators across different venues. Childcare Insurance tailored our coverage to fit our actual operations perfectly. No unnecessary add-ons.

David Summers, Director

David Summers

Director, Multi-Site Childcare Group

Their expertise in childcare regulations is obvious. They didn't just sell us a policy. They made sure we understood every detail and why we needed it.

Sophie Chen, Compliance Officer

Sophie Chen

Compliance Officer, Childcare Centre Brisbane

Childcare centre outdoor play area with children and educators engaged in safe supervised activities

Secure your centre with public liability cover

Get a personalised quote in minutes. Childcare Insurance handles the complexity so you can focus on the children.